[Show all top banners]

sr2008
Replies to this thread:

More by sr2008
What people are reading
Subscribers
:: Subscribe
Back to: Kurakani General Refresh page to view new replies
 help pls
[VIEWED 7782 TIMES]
SAVE! for ease of future access.
Posted on 08-09-10 5:22 PM     Reply [Subscribe]
Login in to Rate this Post:     0       ?    
 

hello

mero insurance nabhako karan le garda last year birami parera hospital jada tanna bill aayo. ali ali tirey baaki tirna sakina ani collection agency ma pathayechha. aba baki tirna ajhai 2200 dollar baaki raichha. aba credit report ma ni aaisakeko bhayera settlement ko barema socheko tara tini haru le 1500 dollar ekai choti ma tir bhanchha, aba college ko bill tirna garho bha bela ma yetro tirna kasari saknu. khai k garney hola  sathi haru suggestion diye kaso hola.

ani yo debt tiryo bhaney k credit report bata sabai debt hatchha ki kati barsa samma rahanchha? pls give me suggestions ASAP. i will really appreciate it.

thank you

 
Posted on 08-09-10 10:28 PM     [Snapshot: 44]     Reply [Subscribe]
Login in to Rate this Post:     0       ?    
 

khai ta nobody has suggestions?


 
Posted on 08-10-10 5:55 AM     [Snapshot: 135]     Reply [Subscribe]
Login in to Rate this Post:     0       ?    
 

Any girls from Nepal want to make boy friend or marriage, please reply immediately
 
Posted on 08-10-10 8:30 AM     [Snapshot: 182]     Reply [Subscribe]
Login in to Rate this Post:     0       ?    
 

ask for more deduction.....hospital bill can be lowered as much as 50-40% (depending on your income and situation).... so in your case ..... talk ...like ur damm broke but ur sincere about ur credit/payment. tell them that i go to college and i can pay max 1000 or so and want to pay in installment ..... usually they accept


this is very common .... it is not new case....and they will understand you


 
Posted on 08-10-10 10:39 AM     [Snapshot: 249]     Reply [Subscribe]
Login in to Rate this Post:     0       ?    
 

thank u so much for your suggestion. ani wot abt credit report? rahanchha tyesma? kaile samma rahanchha?



 
Posted on 08-10-10 11:48 AM     [Snapshot: 271]     Reply [Subscribe]
Login in to Rate this Post:     0       ?    
 

Also


Many credit agencies might try to “help” you but be very careful before taking the bait. Do good research on the firms if you plan to go that route. Know also your rights if creditors begin to harass you (they can’t).


One good idea might be to write a letter to the credit agency and the hospital both and ask for reduction of payment to whatever you can afford. This works sometimes.


As for you question regarding the information staying in your credit card: 7 years.


 
Posted on 08-10-10 8:05 PM     [Snapshot: 353]     Reply [Subscribe]
Login in to Rate this Post:     0       ?    
 


Last edited: 13-Aug-10 10:22 AM

 
Posted on 08-10-10 10:20 PM     [Snapshot: 428]     Reply [Subscribe]
Login in to Rate this Post:     0       ?    
 

geico and kuddo thank u so much suggestion ko lagi

kuddo, maile ni tyo process garya ho tara ma apt sarna paryo ani hospital le purano address ma pathako pathai garechha, aba maile pauda ni paina ani collection agency ma pathaide chha. aba collection agency sanga kati kura garisakey mileko haina. credit report ma ni basi sakyo. last tension bhayo ni. i had maintained very good credit and working hard, kasto jhyau aailagyo. aba sarsapati garera ni garna parla jasto chha. america ma credit bigarera k garnu feri.


 
Posted on 08-11-10 4:01 AM     [Snapshot: 458]     Reply [Subscribe]
Login in to Rate this Post:     0       ?    
 

Credit history ma 3 years samma bascha. If I were you , I would just ignore it coz  it is already reported to credit bureau.


 
Posted on 08-11-10 9:26 AM     [Snapshot: 482]     Reply [Subscribe]
Login in to Rate this Post:     0       ?    
 

Default061, kalle bhanyo 3 years? I hate when people give blatantly false information, specially overriding an information given my somebody else. It stays there for 7 freaking years homeboy.


"According to the FCR Act Section 605 a debt can remain on a credit report for 7 years and 180 days after the delinquency that caused the account to go bad"


 


Sr2008, kuddo haina Kiddo bro. The reason I emphasized on writing a letter is because rather than just talks is because it gives more formality and documentation.Corporations will treat it more seriously and it has personally worked for me. While you can still try Geico's approach, it might not yield much specially since Hospital will tell you it is already forwarded to credit agency and they can't do much and you have already asked the Credit agency for reduced fine. Becareful, sometimes Creditors can call your neighbor and your work place too so try to be proactive on this.


 


Please Log in! to be able to reply! If you don't have a login, please register here.

YOU CAN ALSO



IN ORDER TO POST!




Within last 60 days
Recommended Popular Threads Controvertial Threads
TPS Re-registration case still pending ..
tesla stock OMG !!
MAGA #FAFO
Those who are in TPS, what’s your backup plan?
I hope all the fake Nepali refugee get deported
Looking for girl
If you got nothing to lose, fight tooth and nail explore every avenue
and it begins - on Day 1 Trump will begin operations to deport millions of undocumented immigrants
Travel Document for TPS (approved)
Now, more than ever, is it a good idea to apply for advance parole?
TPS Travel Permit Processing time
POE for TPS travel
interesting fact about sajha.
Does anyone know if the passport renewal process at the DC embassy is active again?
MAGA मार्का कुरा पढेर दिमाग नखपाउनुस !
To Sajha admin
Looks like we have a 540 days EAD Extension for TPS holders
MAGA and all how do you feel about Trumps cabinet pick?
Documents instead of Birth Certificate
DACA and TPS in Danger but what abt Healthcare workers?
Looking for girl
NOTE: The opinions here represent the opinions of the individual posters, and not of Sajha.com. It is not possible for sajha.com to monitor all the postings, since sajha.com merely seeks to provide a cyber location for discussing ideas and concerns related to Nepal and the Nepalis. Please send an email to admin@sajha.com using a valid email address if you want any posting to be considered for deletion. Your request will be handled on a one to one basis. Sajha.com is a service please don't abuse it. - Thanks.

Sajha.com Privacy Policy

Like us in Facebook!

↑ Back to Top
free counters